{"id":4,"date":"2023-11-07T16:27:59","date_gmt":"2023-11-07T16:27:59","guid":{"rendered":"https:\/\/resimpliwebsites.com\/foreclosure\/home\/"},"modified":"2024-12-10T02:25:23","modified_gmt":"2024-12-10T07:25:23","slug":"home","status":"publish","type":"page","link":"https:\/\/www.foreclosurefreect.com\/","title":{"rendered":"Home"},"content":{"rendered":"\n<div class=\"wp-block-mcb2-call-to-action undefined hero1\" style=\"background-image:url(https:\/\/resimpliwebsites.com\/wp-content\/images\/home-page-image.jpeg);background-position:50% 50%;background-size:cover\"><span class=\"mcb2-call-to-action-content-span\" style=\"background:#000f22\" data-opacity-range=\"0.8\"><\/span><div class=\"mcb2-call-to-action-content-hero1\"><h1 class=\"mcb2_hero1_heading\">Know Your Options<\/h1><p class=\"mcb2_call_to_action_content_title_content_p\">Facing foreclosure?  Know what options you have.<\/p><div class=\"mcb-call-to-action-content-mcb2_hero1_button\"><button class=\"mcb-call-to-action-hero1-button resimpli_button offer-modal\">Request a Call Back Now<\/button><\/div><\/div><\/div>\n\n\n\n<div class=\"is-vertical is-content-justification-center is-layout-flex wp-container-22 wp-block-group alignfull container ouradvatagestemp2\">\n<h2 class=\"has-text-align-center txt1\" id=\"h-foreclosure-in-ct\">Foreclosure in CT.<\/h2>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"has-text-align-left has-normal-font-size\">In Connecticut the foreclosure process goes through the courts.  At the beginning of the process you would be served by a State Marshall with the Summons and Complaint, informing you that the foreclosure is being filed with the court.<\/h4>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"has-normal-font-size\">In the the packet that the State Marshall serves you with is information regarding the Foreclosure Mediation program. This <a href=\"https:\/\/jud.ct.gov\/foreclosure\/homeowner_qs.htm\" target=\"_blank\" rel=\"noreferrer noopener\">LINK <\/a>will bring you to the courts website that explains the mediation process. In mediation you can be reviewed for options to avoid foreclosure such as a loan modifcation, short sale or deed in lieu of foreclosure.<\/h4>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"has-normal-font-size\">If you wish to keep your home you will need to either pay the bank the missed payments, called reinstating the loan, or be approved for a home retention option.<\/h4>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h4 class=\"has-text-align-left has-normal-font-size\">Home retention options include;<\/h4>\n\n\n\n<div class=\"is-layout-constrained wp-block-group\"><div class=\"wp-block-group__inner-container\">\n<div class=\"is-layout-flex wp-container-10 wp-block-columns has-small-font-size\">\n<div class=\"is-layout-flow wp-block-column box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/money_three_stack_pc_400_clr_1797.png\" alt=\"Re-Instate the Loan\" class=\"wp-image-87\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/money_three_stack_pc_400_clr_1797.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/money_three_stack_pc_400_clr_1797-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-re-instate-the-loan\">Re-Instate the Loan<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-2 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:100%\">\n<p class=\"txt has-normal-font-size\">Simply paying all the missed payments, Interest and Fees to bring the loan current.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/envelope_open_with_money_400_clr_14362-1.png\" alt=\"Repayment Plan\" class=\"wp-image-205\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/envelope_open_with_money_400_clr_14362-1.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/envelope_open_with_money_400_clr_14362-1-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-repayment-plan\">Repayment Plan<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-5 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:100%\">\n<p class=\"has-text-align-center txt has-normal-font-size\">Your Lender approves a plan where you start making your normal monthly mortgage payment plus extra to slowly pay back what was missed.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/bandaged_piggy_bank_400_clr_19490-1.png\" alt=\"Forebearance Plan\" class=\"wp-image-206\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/bandaged_piggy_bank_400_clr_19490-1.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/bandaged_piggy_bank_400_clr_19490-1-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-forebearance-plan\">Forebearance Plan<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-8 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:100%\">\n<p class=\"txt has-normal-font-size\">Temporary agreement for No or Reduced payments.  Not a permanent restructing of the loan.  You must re-instate the loan or be approved for a permanent option when this expires.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-layout-flex wp-container-20 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/money_in_lock_400_clr_8235-2.png\" alt=\"Payment Deferral\" class=\"wp-image-207\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/money_in_lock_400_clr_8235-2.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/money_in_lock_400_clr_8235-2-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-payment-deferral\">Payment Deferral<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-12 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:100%\">\n<p class=\"has-text-align-center txt has-normal-font-size\">Loan payments are moved to the end of the loan.  You go back to making your regular payment or it may be combined with loan modification.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column is-vertically-aligned-top box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/contract_salesman_signature_pen_400_clr_6424-1.png\" alt=\"Loan Modification\" class=\"wp-image-208\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/contract_salesman_signature_pen_400_clr_6424-1.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/contract_salesman_signature_pen_400_clr_6424-1-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-loan-modification\">Loan Modification<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-15 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:100%\">\n<p class=\"txt has-normal-font-size\">Permanent Restructuring of the Loan.  You typically must have a permanent source of current income to qualify.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column is-vertically-aligned-top box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/life_preserver_housepc_400_clr_2311-1.png\" alt=\"Emergency Mortgage Assistance\" class=\"wp-image-209\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/life_preserver_housepc_400_clr_2311-1.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/life_preserver_housepc_400_clr_2311-1-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-emergency-mortgage-assistance\">Emergency Mortgage Assistance<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-18 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column is-vertically-aligned-top\" style=\"flex-basis:100%\">\n<p class=\"txt has-normal-font-size\">Emergency Mortgage Assistance is a Government loan program.  It can be used to pay back arrearages.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<h4 class=\"has-text-align-center has-normal-font-size\">If you have come to the point where you cannot keep the property then you have a few more options to avoid foreclosure.<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-32 wp-block-columns container ouradvatagestemp2\">\n<div class=\"is-layout-flow wp-block-column box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/save_money_house_400_clr_6835-1.png\" alt=\"Sell the Property\" class=\"wp-image-210\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/save_money_house_400_clr_6835-1.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/save_money_house_400_clr_6835-1-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-sell-the-property\">Sell the Property<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-24 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:100%\">\n<p class=\"has-text-align-center txt has-normal-font-size\">If you have equity in your property then selling it as soon as possible is best to salvage as much of that equity as possible.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column is-vertically-aligned-top box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/ball_n_chain_house_400_clr_6892-2.png\" alt=\"Short Sale The Property\" class=\"wp-image-211\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/ball_n_chain_house_400_clr_6892-2.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/ball_n_chain_house_400_clr_6892-2-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-short-sale-the-property\">Short Sale The Property<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-27 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column\" style=\"flex-basis:100%\">\n<p class=\"txt has-normal-font-size\">A short sale is when the sales price of the property is not enough to satisfy all the liens attached to the property, as well as the costs of sale. The sale is negotiated with the lender so that they accept teh funds from the sale, even though they are less than the amount owed.  <\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column is-vertically-aligned-top box\"><div class=\"wp-block-image our-advantage-images\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/hands_giving_keys_400_clr_9653-1.png\" alt=\"Deed in Lieu of Foreclosure\" class=\"wp-image-212\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/hands_giving_keys_400_clr_9653-1.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/hands_giving_keys_400_clr_9653-1-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure><\/div>\n\n\n<h4 class=\"has-text-align-center\" id=\"h-deed-in-lieu-of-foreclosure\">Deed in Lieu of Foreclosure<\/h4>\n\n\n\n<div class=\"is-layout-flex wp-container-30 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column is-vertically-aligned-top\" style=\"flex-basis:100%\">\n<p class=\"txt has-normal-font-size\">This is where the homeowner and lender agree for the homeowner to sign the property over to the lender, rather than the lender having to foreclosure to take it.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light howwework\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim\" style=\"background-color:#eef8ff\"><\/span><div class=\"wp-block-cover__inner-container\">\n<div class=\"is-layout-flex wp-container-34 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column col-md-12 col-sm-12 col-xs-12 customhead text-center\">\n<h4 class=\"has-text-align-center txt1 has-primary-color has-text-color has-normal-font-size\" id=\"h-so-what-do-we-do\">So what do we do?<\/h4>\n\n\n\n<p class=\"has-text-align-left txt2 has-text-color has-normal-font-size\" style=\"color:#2a2a2a\">We are a property solutions company.  When we speak to homeowners that are facing foreclosure and they wish to try to keep the home, we do all we can to advise and direct them to resources that may be able to assist them in doing so, such as <a href=\"https:\/\/jud.ct.gov\/foreclosure\/homeowner_qs.htm\" target=\"_blank\" rel=\"noreferrer noopener\">CHFA<\/a>.<\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color has-normal-font-size\" style=\"color:#2a2a2a\">If the homeowner wants to sell the property to avoid foreclosure, then we have options that we can provide to assist.<\/p>\n\n\n\n<p class=\"has-text-align-left has-text-color has-normal-font-size\" style=\"color:#2a2a2a\">So what options can Northeast Capital offer?<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-group\"><div class=\"wp-block-group__inner-container\">\n<div class=\"is-layout-flex wp-container-38 wp-block-columns container\">\n<div class=\"is-layout-flow wp-block-column\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/handshake_money_exchange_400_clr_13216.png\" alt=\"All Cash Offer \/ Close Fast\" class=\"wp-image-229\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/handshake_money_exchange_400_clr_13216.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/handshake_money_exchange_400_clr_13216-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure>\n\n\n\n<p class=\"hww-txt1 has-primary-color has-text-color\"><strong>Option 1:<\/strong> All Cash Offer \/ Close Fast<\/p>\n\n\n\n<p class=\"hww-txt2 has-primary-color has-text-color has-normal-font-size\">If time is short and you need to sell fast, or the property needs significant repairs or has other issues, such as uncoorerative tenants, we can give you a fair cash offer and close very quickly.<\/p>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/holding_money_bags_pc_400_clr_2651.png\" alt=\"Equity Maximizer Offer\" class=\"wp-image-231\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/holding_money_bags_pc_400_clr_2651.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/holding_money_bags_pc_400_clr_2651-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure>\n\n\n\n<p class=\"hww-txt1 has-primary-color has-text-color has-small-font-size\"><strong>Option 2:<\/strong> Equity Maximizer Offer<\/p>\n\n\n\n<p class=\"hww-txt2 has-primary-color has-text-color has-normal-font-size\">If there is more time before the foreclosure there is a process where we can work together to get you an even higher sale price on the property.<\/p>\n<\/div>\n\n\n\n<div class=\"is-layout-flow wp-block-column\">\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" loading=\"lazy\" width=\"400\" height=\"367\" src=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/Approved-400px.png\" alt=\"Short Sale\" class=\"wp-image-230\" srcset=\"https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/Approved-400px.png 400w, https:\/\/www.foreclosurefreect.com\/wp-content\/uploads\/sites\/883\/2023\/11\/Approved-400px-300x275.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/figure>\n\n\n\n<p class=\"hww-txt1 has-primary-color has-text-color has-small-font-size\"><strong>Option 3:<\/strong> Short Sale<\/p>\n\n\n\n<p class=\"hww-txt2 has-primary-color has-text-color has-normal-font-size\">If the property value is less than what you owe the mortgage company, we can assist in negotiating a short sale with your lender so you can avoid foreclosure.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull is-light getdealsec\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim\" style=\"background-color:#e0ebf3\"><\/span><div class=\"wp-block-cover__inner-container\">\n<div class=\"is-layout-flex wp-container-41 wp-block-columns\">\n<div class=\"is-layout-flow wp-block-column col-md-12 col-sm-12 col-xs-12 customhead text-center\">\n<h4 class=\"has-text-align-center txt1 has-primary-color has-text-color\" id=\"h-request-a-call-back-to-discuss-your-options-below\">Request a Call Back to Discuss your Options Below.<\/h4>\n\n\n\n<p class=\"has-text-align-center txt2 has-text-color\" style=\"color:#2a2a2a\">Just fill out the form below and we will get back to you.<\/p>\n\n\n<script type=\"text\/javascript\">var 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In Connecticut the foreclosure process goes through the courts. At the beginning of the process you would be served by a State Marshall with the Summons and Complaint, informing you that the foreclosure is being filed with the court. In the the packet that the State Marshall serves you with is information [&hellip;]<\/p>\n","protected":false},"author":1005,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.1 (Yoast SEO v20.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Know your options to avoid foreclosure!<\/title>\n<meta name=\"description\" content=\"Sell your house fast to Hartford&#039;s # 1 fast home buyers. We buy houses in Hartford, CT and surrounding areas. 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